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You Have A Practice
To Run

We understand your business and your needs.

Our advice includes topics as diverse as investment strategies and making the best and most efficient use of your professional corporation.
Happy Clients
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Dedicated Advisors
Years of Experience
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Of Advisors in Canada
Top 100 %

One Step Ahead

Why We're Elite

We are among the 1% of insurance advisors in Canada who have attained Elite status. This means we give you superior service, and we have access to a team of dedicated experts.

In addition, we can introduce you to our vast network of related professionals at no extra cost. We are licensed in all major centers across Canada to keep up with your changing lifestyle.

You're Not The Typical Client.
We're Not Your Typical Advisors.

Explore Insurance Products That We Provide

Specializing in medical, dental, and professional fields.

Life Insurance

Life insurance is a contract where the life insurance company pays a death benefit to your beneficiaries when you pass away.

Critical Illness

Critical illness insurance pays a lump-sum, tax free cash benefit if you get diagnosed with a serious illness.

Disability Insurance

No one knows when an unexpected injury or illness will occur. Disability insurance can help you maintain your lifestyle if you are unable to work.

And More

Explore all of our insurance products that we offer and ensure you're fully protected.

Learn All About Our Team

Meet The Advisors

Charin Torch

Since 1997

Brian Torch

Since 2008

Michael Torch

Since 2019

Our Three Step Promise

We Will Help You Every Step Of The Way

You have priorities. That’s why we explain every detail of your contract, your insurance choices, and how those details protect you over time.

Buying insurance is not just a transaction; it’s a long-term relationship.



We help you understand the value and benefits of the insurance plans and products available.



We clarify about every detail of your contract, your options and any red flags.



We offer a smooth experience and transparent process and full disclosure along the way.

See How We Can Help

Connect with us today to see how we can help protect you.

What People Say About Us

Client Testimonials

You Deserve
Expert Advice

with Over 50 years of experience

Want To Learn More?

Read Our Blog

Established in 1997, our team’s extensive expertise in the insurance industry ensures you receive the best advice.

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