You Have A Practice
To Run
We understand your business and your needs.
Our advice includes topics as diverse as investment strategies and making the best and most efficient use of your professional corporation.
Happy Clients
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+
Dedicated Advisors
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Years of Experience
0
+
Of Advisors in Canada
Top
100
%
One Step Ahead
Why We’re
Elite
We are among the 1% of insurance advisors in Canada who have attained Elite status. This means we give you superior service, and we have access to a team of dedicated experts.
In addition, we can introduce you to our vast network of related professionals at no extra cost. We are licensed in all major centers across Canada to keep up with your changing lifestyle.
You’re Not The Typical Client.
We’re Not Your Typical Advisors.
Explore
Insurance
Products That
We Provide
Specializing in medical, dental, and professional fields.
Practice Areas
Life Insurance
Life insurance is a contract where the life insurance company pays a death benefit to your beneficiaries when you pass away.
Critical Illness
Critical illness insurance pays a
lump-sum, tax free cash benefit if you get diagnosed with a serious illness.
Disability Insurance
No one knows when an
unexpected injury or illness will occur. Disability insurance can help you maintain your lifestyle if you are unable to work.
And More
Explore all of our insurance
products that we offer and
ensure you’re fully protected.
Learn All About Our Team
Meet The Advisors
Charin Torch
Since 1997
Brian Torch
Since 2008
Michael Torch
Since 2019
Learn More
Our Three Step Promise
We Will Help You Every Step Of The Way
You have priorities.
That’s why we explain every detail of your contract, your insurance choices, and how those details protect you over time.
Buying insurance is not just a transaction; it’s a long-term relationship.
01
Understanding
We help you understand the value and benefits of the insurance plans and products available.
02
Clarity
We clarify about every detail of your contract, your options and any red flags.
03
Trust
We offer a smooth experience and transparent process and full disclosure along the way.
See How We Can Help
Connect with us today to see how we can help protect you.
Learn more
What People Say About Us
Client Testimonials
“One of the most important aspects of a good insurance broker is being accessible and able to resolve problems effectively when questions/situations arise. Other brokers can offer similar insurance packages. However, Charin and her team are always available from the moment of initial discussions and anytime beyond that. I have contacted her several times over the years, and Charin has promptly handled any requests expertly. Additionally, she is very thorough and describes all options very clearly. Charin is always willing to listen to my requests and offer valuable advice to provide me with the best packages that would benefit me. I highly recommend Torch Financial and feel confident with Charin as my insurance broker.”
Dr. Kerry D’CostaArch Liberty Village Dental Centre
You Deserve
Expert Advice
with Over 50 years of experience