The right employee benefits protect you and your employees against unexpected medical expenses. We can tailor group benefit plans and services that are flexible and innovative, and that anticipate your needs. And we deliver them with easy administration for you.


If you are incorporated, a health spending account is an increasingly popular alternative to conventional group health and dental plans. They are an extremely tax efficient, practical, affordable, flexible, and cost-effective way to pay medical expenses.

A Healthcare Spending Account (HCSA or HSA) can replace or exist alongside conventional medical and dental coverage.








Group Benefits