Getting sick is not something anyone plans for but it can happen any time. Critical illness is unique insurance that provides a tax free lump-sum payment 30 days after diagnosis of a covered condition.  The lump sum allows you to concentrate on what really matters, getting better, and not having to worry about the paying the bills.  You can use the insurance proceeds for any purpose such as treatments and drugs not covered by OHIP, traveling to find second opinions, and day-to-day living expenses.


Covered conditions include:


coronary artery bypass surgery

heart attack



benign brain tumor

heart valve replacement

Parkinson’s disease

Alzheimer’s disease

major organ transplants

major organ waiting list


loss of limbs

severe burns


Manulife's Lifecheque Basic Critical Illness Insurance offers:

- Coverage for 5 major illnesses including cancer, heart disease, stroke, aeortic surgery and coronary artery bypass surgery.

- Lump sum payments of $25,000, $50,000 or $75,000 with a Return of Premium option.

- Coverage for applicants between the ages of 18 and 75.


Click here for more information on Lifecheque Basic Critical Illness insurance and to quote and apply on-line.



Critical Illness