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You Have A Practice
To Run

Our advice includes topics as diverse asset protection, investment strategies, and making the best and most efficient use of your professional corporation.

Happy Clients
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Dedicated Advisors
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Years of Experience
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Of Advisors in Canada
Top 100 %

Why We're Elite

We are among the 1% of insurance advisors in Canada who have attained Elite status. This means we provide you with superior service, and have access to a team of dedicated experts

In addition, we can introduce you to our vast network of related professionals at no extra cost. We are licensed in all major centers across Canada to keep up with your changing lifestyle.

You're Not The Typical Client. We're Not Your Typical Advisors.

Explore Insurance Products That We Provide

Specializing in Medical, Dental, and other Professional fields.

Life Insurance

Life insurance provides financial protection to your loved ones in the event of your death.

Critical Illness Insurance

Critical Illness Insurance provides a lump sum payment if you're diagnosed with a critical illness.

Disability Insurance

Disability Insurance provides income replacement if you become unable to work due to an injury or illness.

Group Benefits

Group Benefits Insurance provides employees with benefits such as health, dental, vision, and life insurance coverage.

Travel Insurance

Travel Insurance covers unexpected trip cancellations, medical emergencies, lost luggage, and other travel-related incidents.

RRSPs

Registered Retirement Savings Plans allow individuals to save for retirement on a tax-deferred basis.

RESPs

Registered Education Savings Plans allow individuals to save for a child's post-secondary education on a tax-deferred basis.

Wealth Creation & Investments

We offers wealth management services including personalized credit solutions and investments in segregated funds.

And More

Explore all the products and services that we offer to ensure you are fully protected.

Meet The Advisors

Charin Torch

Since 1997

Brian Torch

Since 2008

Michael Torch

Since 2019
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Our Three Step Promise

We Will Help You Every Step Of The Way

You have priorities. That’s why we explain every detail of your contract, your insurance choices, and how those details protect you over time.

Buying insurance is not just a transaction; it’s a long-term relationship.

01

Understanding

We help you understand the value and benefits of the insurance plans and products available.

02

Clarity

We clarify and explain every detail of your contract and any options.

03

Trust

We ensure a smooth experience, transparent process and full disclosure along the way.

What People Say About Us

Client Testimonials

"One of the most important aspects of a good insurance broker is being accessible and able to resolve problems effectively when questions/situations arise. Other brokers can offer similar insurance packages. However, Charin and her team are always available from the moment of initial discussions and anytime beyond that. I have contacted her several times over the years, and Charin has promptly handled any requests expertly. Additionally, she is very thorough and describes all options very clearly. Charin is always willing to listen to my requests and offer valuable advice to provide me with the best packages that would benefit me. I highly recommend Torch Financial and feel confident with Charin as my insurance broker."
Dr. Kerry D'CostaArch Liberty Village Dental Centre
Dr. Kerry D'Costa

You Deserve
Expert Advice

We understand that navigating insurance on your own can be confusing and overwhelming.

Connect With Us

Want To Learn More?

Established in 1997, our team’s extensive expertise in the insurance industry ensures you receive the best advice.

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