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Critical Illness Insurance

What is Critical Illness Insurance, and why do I need it?

Getting sick is not something anyone plans for, but it can happen anytime. Critical illness is
unique insurance that provides a tax-free lump-sum payment 30 days after diagnosis of a
covered condition. The lump sum lets you concentrate on what matters, getting
better and not worrying about paying the bills. You can use the insurance proceeds
for any purpose, such as treatments and drugs not covered by OHIP, travelling to find second
opinions, and day-to-day living expenses.

Covered Conditions Include:

  • Cancer
  • Coronary Artery Bypass Surgery
  • Heart Attack
  • Stroke
  • MS
  • Benign Brain Tumour
  • Heart Valve Replacement
  • Parkinson’s Disease
  • Alzheimer’s Disease
  • Major Organ Transplants
  • Major Organ Waiting List
  • Blindness
  • Loss of limbs
  • Severe Burns

Manulife’s Lifecheque Basic Critical Illness Insurance Offers:

  • Coverage for five major illnesses, including cancer, heart disease, stroke, aortic surgery and
  • Coronary artery bypass surgery.
  • Lump sum payments of $25,000, $50,000 or $75,000 with a Return of Premium option.
  • Coverage for applicants between the ages of 18 and 75.

Click here for more information on Lifecheque Basic Critical Illness insurance and to quote
and apply online.

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