{"id":282,"date":"2023-03-21T14:22:49","date_gmt":"2023-03-21T14:22:49","guid":{"rendered":"https:\/\/torchfinancial.com\/?p=282"},"modified":"2023-03-21T14:22:49","modified_gmt":"2023-03-21T14:22:49","slug":"disability-insurance","status":"publish","type":"post","link":"https:\/\/torchfinancial.com\/?p=282","title":{"rendered":"Disability Insurance"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">If you were unable to work due to illness or injury, could you continue to maintain your<br>lifestyle and meet your financial obligations?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Protect what you have worked so hard to achieve, and ensure that if you cannot work, you can maintain your lifestyle by receiving a regular monthly income up to age 65 or even for life!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">We specialize in disability insurance for:<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">New graduates:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Medical and dental student incentive programs<\/li>\n\n\n\n<li>Foreign-trained dentists and doctors<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Owners of successful practices and businesses:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Office Overhead or Business Interruption Insurance<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Features and Options Include:<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Significant lifetime discount for new graduates<\/li>\n\n\n\n<li>Own Occupation<\/li>\n\n\n\n<li>Regular Occupation<\/li>\n\n\n\n<li>Residual and Partial Benefits<\/li>\n\n\n\n<li>Cost of Living Increase<\/li>\n\n\n\n<li>Future Insurability Option<\/li>\n\n\n\n<li>Lifetime Benefit to age 100Health Care Profession Rider (HIV\/HepB\/HepC)<\/li>\n\n\n\n<li>Return of Premium<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>What is Disability Insurance, and why do I need it?<\/p>\n","protected":false},"author":1921,"featured_media":176,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-282","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-disability-insurance"],"_links":{"self":[{"href":"https:\/\/torchfinancial.com\/index.php?rest_route=\/wp\/v2\/posts\/282","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/torchfinancial.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/torchfinancial.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/torchfinancial.com\/index.php?rest_route=\/wp\/v2\/users\/1921"}],"replies":[{"embeddable":true,"href":"https:\/\/torchfinancial.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=282"}],"version-history":[{"count":1,"href":"https:\/\/torchfinancial.com\/index.php?rest_route=\/wp\/v2\/posts\/282\/revisions"}],"predecessor-version":[{"id":283,"href":"https:\/\/torchfinancial.com\/index.php?rest_route=\/wp\/v2\/posts\/282\/revisions\/283"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/torchfinancial.com\/index.php?rest_route=\/wp\/v2\/media\/176"}],"wp:attachment":[{"href":"https:\/\/torchfinancial.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=282"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/torchfinancial.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=282"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/torchfinancial.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=282"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}