{"id":268,"date":"2023-03-21T13:59:44","date_gmt":"2023-03-21T13:59:44","guid":{"rendered":"https:\/\/torchfinancial.com\/?p=268"},"modified":"2023-03-21T14:15:01","modified_gmt":"2023-03-21T14:15:01","slug":"critical-illness-insurance","status":"publish","type":"post","link":"https:\/\/torchfinancial.com\/?p=268","title":{"rendered":"Critical Illness Insurance"},"content":{"rendered":"\n<p>Getting sick is not something anyone plans for, but it can happen anytime. Critical illness is<br>unique insurance that provides a tax-free lump-sum payment 30 days after diagnosis of a<br>covered condition. The lump sum lets you concentrate on what matters, getting<br>better and not worrying about paying the bills. You can use the insurance proceeds<br>for any purpose, such as treatments and drugs not covered by OHIP, travelling to find second<br>opinions, and day-to-day living expenses.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Covered Conditions Include:<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cancer<\/li>\n\n\n\n<li>Coronary Artery Bypass Surgery<\/li>\n\n\n\n<li>Heart Attack<\/li>\n\n\n\n<li>Stroke<\/li>\n\n\n\n<li>MS<\/li>\n\n\n\n<li>Benign Brain Tumour<\/li>\n\n\n\n<li>Heart Valve Replacement<\/li>\n\n\n\n<li>Parkinson\u2019s Disease<\/li>\n\n\n\n<li>Alzheimer\u2019s Disease<\/li>\n\n\n\n<li>Major Organ Transplants<\/li>\n\n\n\n<li>Major Organ Waiting List<\/li>\n\n\n\n<li>Blindness<\/li>\n\n\n\n<li>Loss of limbs<\/li>\n\n\n\n<li>Severe Burns<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Manulife&#8217;s Lifecheque Basic Critical Illness Insurance Offers:<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Coverage for five major illnesses, including cancer, heart disease, stroke, aortic surgery and<\/li>\n\n\n\n<li>Coronary artery bypass surgery.<\/li>\n\n\n\n<li>Lump sum payments of $25,000, $50,000 or $75,000 with a Return of Premium option.<\/li>\n\n\n\n<li>Coverage for applicants between the ages of 18 and 75.<\/li>\n<\/ul>\n\n\n\n<p>Click <a rel=\"noreferrer noopener\" href=\"http:\/\/www.memberhealthplan.com\/LH\/AgentBroker\/Corporate\/WebSiteHome.jsp?lang=E&amp;module=P&amp;assocId=127594\" data-type=\"URL\" data-id=\"http:\/\/www.memberhealthplan.com\/LH\/AgentBroker\/Corporate\/WebSiteHome.jsp?lang=E&amp;module=P&amp;assocId=127594\" target=\"_blank\">here <\/a>for more information on Lifecheque Basic Critical Illness insurance and to quote<br>and apply online.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"http:\/\/www.memberhealthplan.com\/LH\/AgentBroker\/Corporate\/WebSiteHome.jsp?lang=E&amp;module=P&amp;assocId=127594\" style=\"background-color:#16163f\" target=\"_blank\" rel=\"noreferrer noopener\">Apply Here<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>What is Critical Illness Insurance, and why do I need it?<\/p>\n","protected":false},"author":1921,"featured_media":181,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-268","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-critical-illness-insurance"],"_links":{"self":[{"href":"https:\/\/torchfinancial.com\/index.php?rest_route=\/wp\/v2\/posts\/268","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/torchfinancial.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/torchfinancial.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/torchfinancial.com\/index.php?rest_route=\/wp\/v2\/users\/1921"}],"replies":[{"embeddable":true,"href":"https:\/\/torchfinancial.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=268"}],"version-history":[{"count":7,"href":"https:\/\/torchfinancial.com\/index.php?rest_route=\/wp\/v2\/posts\/268\/revisions"}],"predecessor-version":[{"id":280,"href":"https:\/\/torchfinancial.com\/index.php?rest_route=\/wp\/v2\/posts\/268\/revisions\/280"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/torchfinancial.com\/index.php?rest_route=\/wp\/v2\/media\/181"}],"wp:attachment":[{"href":"https:\/\/torchfinancial.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=268"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/torchfinancial.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=268"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/torchfinancial.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=268"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}